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Smart Spending Habits

Budgeting vs. Debt

Course Overview

Are you tired of feeling like your money disappears too quickly? Learn how to steer clear of the debt trap while building a foundation for a secure financial future. Are you tired of feeling like your money disappears too quickly? Join our course and discover the secrets to smart spending! Whether you’re saving for a big goal or just want to stop living paycheck to paycheck, this course will equip you with the skills to become a savvy spender and take control of your finances.

Includes:

  1. Comprehensive Pre-Assessment : Assess your understanding with a thorough pre-assessment covering key concepts such as budgeting, debt, distinguishing needs from wants, and the impact of interest on debt.
  2. Insightful Debt Discussion: Dive into an in-depth discussion on the consequences of accumulating debt and explore strategies to avoid it.
  3. Needs vs. Wants Exploration: Discover how to differentiate between essential needs and discretionary wants when making spending decisions.
  4. Understanding Interest: Gain a clear understanding of the concept of interest and its significant role in debt management

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What They Said

Harper Jack

Nadia has spoken with the Young Women’s Collective two years in a row. Her presentations are high energy and easy to understand. Each time she connects well with the young ladies and provides a thorough overview of the types of business structures. She also walks the young ladies through how to register their businesses in NY state. I appreciate Nadia’s willingness to share her expertise and insight. Thank you Nadia for contributing to the success of the Young Women’s Collective!

Harper Jack

Young Women’s Collective

Mason Jackson

Nadia has spoken with the Young Women’s Collective two years in a row. Her presentations are high energy and easy to understand. Each time she connects well with the young ladies and provides a thorough overview of the types of business structures. She also walks the young ladies through how to register their businesses in NY state. I appreciate Nadia’s willingness to share her expertise and insight. Thank you Nadia for contributing to the success of the Young Women’s Collective!

Mason Jackson

Young Women’s Collective

Jasmine Utterback

Nadia has spoken with the Young Women’s Collective two years in a row. Her presentations are high energy and easy to understand. Each time she connects well with the young ladies and provides a thorough overview of the types of business structures. She also walks the young ladies through how to register their businesses in NY state. I appreciate Nadia’s willingness to share her expertise and insight. Thank you Nadia for contributing to the success of the Young Women’s Collective!

Jasmine Utterback

Young Women’s Collective

Core Topics For Financial Well-Being

Essential for life-long well-being, we equip students with knowledge of critical financial topics.

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